Credit Card Management Philosophy

Are you curious what the most common reason that individuals still can not ready accept responsibility for their personal financial life and regain control over their credit card debt? It is that they continue to point the finger at other individuals, the form of government, economy, their boss, economic system or anyone or anything beside themselves.

The sole justifiable and legitimate excuse to be in debt is those unfortunate individuals who discover themselves in the midst of a frightful health panic and whipped up some massive debts to take care of it. Unless that is you, there's something you need to discover: Knock it Off.